Jeepers!

I'm selling my apartment in the city. It's an extravagance I just can't afford any longer, and the city brings no joy when you can't do all the things there that make it an experience. Ordering takeout, going to restaurants, shopping, etc. So I'm moving on! But one of the benefits of selling is that I could take a chunk of the money and buy a new car, something I'd really need in the Hamptons if I were to live here full time. I can't close until February of next month so I figured that's when I'd purchase the new vehicle.
As I was telling my financial advisor all this--my portfolio is with a brokerage firm--and he reminded me that I have a $550K line of credit with them. Why wait til February when I could borrow the money for the car against that line now at a low interest rate, and then pay it off completely when the money from the sale of the apartment comes through next year? Genius, right?
So I trotted off to a car dealer in Southampton with my eye on a make that I've been eyeing for eons: a Jeep. Specifically a Jeep Wrangler 4x4. Two door. Preferably black.
The Jeep website said a basic model goes for between $28K and $30K. Of course all they had in Southampton were more loaded models, loaded with up to $8K worth of stuff to be exact. Ugh. Too pricey for my budget. There was a black one, but it was the most expensive. No. There was a red one. No, again. You know what they say about men who drive red cars. Then there were two gray ones, a light gray and a dark charcoal, they were both $7K over my budget. I haggles with the salesman and got him down another thousand, so the total was $36K. There was also a white one at $35K but it was a manual. I decided to test drive that one just to see how it handled. It was a no-go. Between the color and the shifting I just wasn't into it. I gave sigh and bit on the charcoal one. Jeeps hold their value really well and this was going to be a car I'm gonna keep for the next 15 years. So I bought it.
It's Friday, I'm picking it up next Thursday. That'll give me time to have the money wired to my bank and then get a bank check. It's exciting stuff. I just try not to think that I have to sell my apartment to get it (wonk-wohhh).